omg. i was spending way too fierce since i got my cards.. unknowingly i got 5 cards .. 3 diff banks
uob,ocbc,citibank ,posb
another one upcoming dbs ladys card
with a power vb ,this month's expenses was like water
no way i will swipe my card..
my expenses was close to 1k .. i m really good in spending.
will get it all back in the month of june coz may was exam month so surely my commission , variable income will be affected. no more 0% interest instalment to get myself entangled in all those debt
n rule no 1 , which is what i figure . never offer to use ur card to pay with a dinner with ur colleagues.. coz some just fail to pay u n treat u like some idiot n @ the end of the day got to absorb the cost for such expenses which is after that when u get the cash from ur colleagues or frens as such when there is too much cash hanging ard. eventually will just spend it. tis is one lesson encountered. do not used credit unless there is no choice
i will double it up by earning n saving more
yeah e theory. can earn the $ back so just spend happily. pay the card bills on time without incuring any form of late fee or interest n use the credit to your best advantage
motivated to sell more in june since i spent so much. yeah before i go to bb ..
$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$
can never get sick staring at it. thinking abt it
oh man i m so bloody materialistic .
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